Residential property

Funding for residential property investors

When it comes to buying residential property, whether for refurbishment and sale or to generate rental income, you aren’t limited to high-street lenders.

Yes, you might find a great deal on a standard buy-to-let mortgage, but is it the best deal?

If you look beyond the standard options, you might find something that is far more suitable. For example, some commercial lenders will offer residential property investment finance, particularly if you already have a healthy portfolio.

At Commercial Expert, we can help you access bespoke lenders, ensuring you get the right mortgage or investment loan on the right terms. Whether you’re new or experienced in property investment, have been rejected by traditional lenders, or require something a little unusual, we’d love to chat.

Speak to an expert

Is a residential property investment loan right for you?

You should contact Commercial Expert about residential property investment loans if you:

Want to expand your portfolio
Are looking to buy property at auction
Need to renovate an existing property
Want to utilise existing equity
Are looking for a better rate
Want to exit from your existing lender
Want to invest in buy-to-flip, buy-to-let or HMO properties

As a whole of market property finance broker, we help you access specialist lenders and bespoke finance products.

“Mike has arranged finance for my portfolio of buy to let properties over many years. With excellent knowledge and sound advice, I have full confidence in Mike and his support team.”

-Andigonos Vasiliou, Portfolio Landlord

Why choose Commercial Expert for residential property investment loans?

Why work with us – where do we start? As you’d expect from an independent residential finance broker, we aren’t affiliated to any one lender or product, meaning we look for the best deal, not just any deal. But our service goes far beyond just giving you access to a wider range of mortgages and loans.

Honest, jargon-free advice – there’s enough jargon on contracts, so we leave it out of our conversations. Instead, we take a no-nonsense approach, giving you friendly, impartial, honest advice about which options you should consider.

Extensive industry knowledge – we understand the market, we understand the lenders, and we understand their criteria. This knowledge helps us get you the right finance, but it also means we know what needs doing early on to ensure a smooth process through to completion. Even if you’ve been rejected by your high-street lender, all is not lost. We can find you a bespoke funding solution, whether it’s for property purchase or development.

Acting in your best interests – as you’d expect, we make fees and commissions on the work we do; we are a business, after all. But because we aren’t tied to a particular lender, we don’t push you toward deals that aren’t right for you. We want to sleep at night knowing we have acted with complete integrity every time.

Speak to an Expert

FAQs about Residential property

Answer